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Service Providers We Love!

Accent Realtors is always proud to share the “Service Providers We Love!”  These are companies that we have come to trust and rely on over the past 20 years to help us best serve our clients.  We believe that these service providers are the best at what they do.  In the following video Paul discusses how passionate he feels about these preferred service providers.   View the video now!

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Open House Sunday August 21st 2-4pm

Open House – Sunday, August 21st, 2:00-4:00 p.m.
4017 S.Quinoa Ave. Broken Arrow  74011
Berwick on Cedar Ridge
Gated Community with Golf Course

5 Bedroom,4.5 Bathrooms, 3 Car Garage.  5592 Square feet.  Build in 2006. Elegant & comfortable home. Beautiful crown molding. New paint, carpet. Gourmet island kitchen w/ butlers pantry, eat-in. Wall of windows. 2 fireplaces. Huge master closet. Study. Theater room. Gameroom w/ wetbar. Outdoor living w/ kitchen, hot tub, pool.  Union Scheool District.

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Increasing Your Credit Score Saves You Money

These quick tips will help increase your overall credit score..

First, never cancel a credit card that is more than two years old. Having a “seasoned” account – one that is more than two years old is a big plus for you. Next, consider increasing your maximum allowable credit limit. In other words, if you have a credit card that is close to its maximum balance, call the credit card company and ask them to increase the credit limit. The credit bureaus don’t like to see maxed out credit. Tell them you would like them to do this without pulling your credit. You should also spread out your balances among your cards. trying to keep the ratio between card balances and credit limit to 30% or less.

If you are considering buying a new home or refinancing, see if you need to do some work to get your credit score up to highest possible points. Since lower scores mean higher interest rates, even a few lost points on your credit score could cost you tens of thousands of dollars in additional interest payments.

One of our preferred reputable lenders can help you review your current credit situation.  Don’t hesitate, improve the your credit score and to save hard earned money.

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Special Fannie Mae HomePath Buyer INcentive Offer

There’s great news from Fannie Mae: Buyers may be eligible to receive up to 3.5% in closing cost assistance through October 31, 2011 as part of the HomePath buyer incentive.

To be eligible for this incentive, the following qualifications must be met:

  1. Buyers and/or selling agents must request the incentive upon submission of the initial offer in order to be eligible.
  2. The initial offer must be submitted on or after June 14, 2011 and close by October 31, 2011. If an initial offer was made prior to the effective date, the offer is not eligible for the incentive.
  3. The sale must close on or before October 31, 2011. No exceptions will be made to this deadline.
  4. Only buyers purchasing a HomePath property as their primary residence may receive up to 3.5% in closing cost assistance. Second homes and investment properties are excluded from the incentive.
  5. Buyers must sign an Owner Occupant Certification Rider to the real estate purchase addendum.
  6. If the buyer’s total closing costs are under 3.5%, the difference will not be available as a credit to the buyer.

Dont hesitate – offers submitted after September 15, 2011 may be difficult to close by the October 31, 2011 deadline. 

Contact us for specific details on this incentive offer and for all of your Fannie Mae HomePath financing questions.

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Market Update

I want to take a moment to share with you my perception of the current real estate market.  I have been in the real estate business for almost two decades now and have never seen a market quite like this.  The Tulsa area has seen a five year decline in sales.  We are still selling a lot of homes, but we are seeing a decline in value of those homes by anywhere from10 to 30%.  This decline in value is attributable to the increase in foreclosures and distressed sellers – many who have sold homes through the short sale process.  With all of that said it is truly a great time to buy.  The interest rates remain low and inventory high.  There are always swings in the real estate market, so I expect values to go back up, but don’t expect it to happen quickly.  So in this market a home is like a fine wine or a good stock – classified as a BUY and HOLD. 

If you have to sell or really want to take advantage of the buyer’s market by selling your current home, it is more important than ever to hire an experienced and productive realtor.

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Accent’s Guaranteed Sale Program

Everyday we get questions about our Guaranteed Sale Program.
Is it for real? How does it work? Is it too good to be true?

 

Is it for real?  Yes, it is definitely for real and is one of the best tools in the real estate business for eliminating the fear of owning two homes at the same time.  Everything is agreed upon upfront so the seller has a timeline he can use to plan by.  There is comfort in knowing that his home WILL be sold.  How does it work?  In a nutshell, Accent and the Seller agree upon a current market value for the home being sold.  The home is then placed on the market for 90 days.  This gives Accent a chance to aggressively market the home.  If the home is not sold by the end of the 90 days, Accent will buy the home for up to 95% of the agreed upon market value. Is it too good to be true?  Well it is not for everyone.  There are certain situations where it simply will not work.  For example, if someone owes more for a home than it is currently worth, it is just not financially feasible.  Also, if the home is very unique, the programis not meant to get a whit elephant of someones back.  If you would like more information on this unique and successful program give us a call 918-665-8559.